Tag Archives: Lexham Insurance

Electric two-wheeler popularity soars – expert advice for new riders

Electric two-wheeler popularity soars – expert advice for new ridersSearch interest in the topic ‘electric motorbikes and mopeds’ has skyrocketed by 1000% in the last 5 years according to Google Trends. Now, Jessica Lofts from Lexham Insurance, leading insurance provider specialising in two-wheeled vehicles, shares her top tips for those considering to hop on the trend!

  • Google Trends data also shows that UK searches for ‘electric motorbike UK’ increased by 250%, and ‘electric moped’ by 200% in the last 5 years.

  • Between 2022 and 2030, the global electric motorbike industry is projected to grow by an average of 10.2% every year, while the UK government has recently pledged £381 million toward improved charging infrastructure.
  • 1 million UK households are likely to own motorcycles or mopeds by 2034.

“Given that running costs are typically lower for scooters, mopeds and small motorcycles, it’s not surprising that we’re seeing an increase in interest now that people all over the country are looking for ways to reduce their outgoings.” Jessica says.

“As charging infrastructure begins to improve across the UK and the market offers a greater variety of quality electric motorcycles, it’s definitely time to take a fresh look at the electric offering available to consumers. The models currently on the market have really revolutionalised over the last few years and are starting to rival many petrol bikes. Depending on the model, you might even be able to get farther on an electric motorcycle than you can on a full tank in a petrol motorcycle.”

As one of Lexham’s experts behind the BikeMatters blog, Jessica offers invaluable insights for those looking to join the electric revolution:

1. Choosing the Right Type of Motorbike or Moped

The first step in joining the electric movement is selecting the right type of motorbike or moped. With a variety of models on the market, it’s crucial to consider your specific needs, including commuting distance, storage capacity, and budget. Electric models offer the benefits of lower operating costs and reduced environmental impact, but it’s important to assess charging infrastructure in your area to help you determine whether the range of the model is sufficient. “My personal recommendation is the Piaggio 1,” says Jessica, “It is an affordable, well-spec’d, and stylish urban commuter, and costing just £2,550 makes it a pretty budget-friendly option too from a well-known brand!”

2. Legal and Safety Requirements

Remember, electric bikes require a valid MOT for road use, and you can verify your bike’s status on GOV.UK to sidestep any fines. While electric vehicles enjoy an exemption from road tax until 1st April 2025, it is mandatory to register them with the DVLA to ensure compliance with road usage regulations. So, for the newly initiated, what are some beginner essentials to add to the shopping list for electric motorbike and moped riders?

Valid License/ License Plates: Riders of electric motorcycles or mopeds exceeding 28mph must be at least 17 and have passed their CBT. Licencing for electric models mirrors that of petrol-fuelled ones, allowing rides up to a 125cc equivalent with a CBT. Licence plates must be displayed on electric mopeds, scooters, and motorcycles as per usual requirements.

Spare Battery: Many electric motorcycles, especially smaller models, offer removable batteries for increased convenience and range, allowing one to be charged while the other is in use.

Charging Cables: Always carry the charging cable for emergency recharges, and ensure compatibility with available charging points. Storing cables in under-seat compartments can keep them handy.

3. Getting insured with the experts

“The level of insurance you decide to get for your motorcycle or scooter really does depend on your personal preference and situation”, says Jessica. There really is no right or wrong answer as to which insurance to choose, just make sure you provide yourself with enough coverage if the worst were to happen”.

With ‘motorcycle insurance’ as a top breakout topic in Google Trends, finding the right motorcycle insurance coverage is a widely queried subject. This decision should take into account various factors, including motorcycle/moped value, living area, riding experience, and the bike’s intended use. Here is a breakdown of the main motorcycle insurance coverage available:

Motorbike and scooter insurance comes in three main types: Third-Party Only (TPO), which is the minimum legal requirement and covers damage to third parties but not the rider’s own vehicle; Third-Party, Fire and Theft (TPFT), which adds coverage for the vehicle if stolen or damaged by fire; and Comprehensive, which includes all the benefits of TPFT along with protection against accidental and malicious damage. Each type offers varying levels of protection to suit the different needs and preferences of riders.

Breaking down the difference between TPFT and Comprehensive insurance in clear terms, Jessica explains: “A third-party insurance policy will cover you for any damage to a third party (person or property) whereas comprehensive insurance will also cover any damage to your bike as well, regardless of whether the incident was your fault or not.”

The shift towards electric motorbikes and mopeds reflects a change in personal transport values and priorities, with sustainability, efficiency, and cost-effectiveness at its core. As this trend continues to evolve, Lexham Insurance remains at the forefront, offering insights and recommendations to navigate this new landscape, making sure riders are well-informed and adequately insured for the road ahead.

Sunra partners with Lexham Insurance

Moto Electric, the sole UK distributor of the Sunra EV brand, has agreed a partnership with leading motorcycle and scooter insurance experts, Lexham Insurance, providing the official scheme for owners of the brand’s models.

Commencing with immediate effect, owners of the entire Sunra range can now benefit from preferential insurance rates from Lexham; leading specialists not only in scooter and small capacity motorcycles, but specifically for two-wheel EV models too.

Logan Black of Moto Electric, commented, “We’re very pleased to agree this partnership with Lexham. For us, establishing the brand in the UK isn’t just about bringing new products to the market, but ensuring we support both our customers and dealers as comprehensively as possible. Having a trusted insurance partner is an important part of this overall support, of which Lexham are incredibly well positioned for, thanks to their long-standing experience and great reputation for customer service too”.

With the Sunra range boasting five models, currently offering 50 and 125cc equivalents and with many customers based in urban areas, the team at Lexham have a panel of underwriters that aim to keep the cost of zero emission transport as competitive as possible.

Andy Goodson of Lexham Insurance, explained, “The EV market is of course relatively new to us all, and there are some misconceptions about risks both in terms of theft and in total loss situations. The reality is far more conventional and so we’ve been able to work with underwriters to look at rates from a real-world perspective. As such, we can offer Sunra owners a truly cost effective approach in general to their insurance cover.”

With Sunra products priced competitively to begin with, Insurance rates with Lexham are extremely competitive, making the switch to two-wheels for commuters even more compelling.

For more information on insuring models from the Sunra range, please visit www.lexhaminsurance.co.uk or call 01379 646529.

For more information on Sunra products please visit www.sunra-uk.com or call Moto Electric on 0203 287 8733.

Aprilia 125cc Range: Now With 0% Finance and £50 Insurance Discount

  • RS 125, Tuono 125, SX & RX 125 available with 0% HP finance and a £50 insurance discount with Lexham Insurance until the end of September

Aprilia is giving new and young riders a helping hand when it comes to buying and insuring a new 125cc Aprilia this summer by making its 125cc range available with 0% HP finance (with a minimum deposit of just £500) and a £50 insurance discount with insurance partner Lexham Insurance.

Consisting of the RS 125, Tuono 125, SX 125 and RX 125, Aprilia’s 125cc range is ready for all kinds of riders, from those who aspire to pure performance through to those who want a reliable, capable 125cc motorcycle.

This fantastic offer is available from 1st July until 30th September 2019 from official UK Aprilia dealers.

RS 125

For any young rider looking to Aprilia’s racing heritage and aspiring to become part of the Aprilia family, the RS 125 (£4,499) is the perfect starting point as it stylishly symbolises Aprilia’s sporting DNA and packs in all the style and performance a young rider dreams of.

Tuono 125

Diverse, sporty and guaranteeing fun, the Tuono 125 (£4,399) offers dynamic and exciting performance, wrapped in a beautifully styled package that’s directly derived from the Tuono V4 1100. Lightweight & easy to ride, the Tuono 125 is at home in a town or city, or being ridden on a favourite stretch of road.

RX 125 & SX 125

The RX 125 (£3,499) and SX 125 (£3,499) are both for young, sporty and demanding riders who want to stand out from the crowd. With pure supermoto styling and exciting performance, the SX 125 offers an agile and satisfying ride. Riders who want their fun off-road can try the RX 125, which features off-road tyres and a 21-inch front wheel.

Customers looking for their nearest Aprilia dealer should go to www.aprilia.com/uk_EN/store-locator. Aprilia finance information can be found at www.apriliabikefinance.co.uk/